Land title fee
Alberta charges $50 plus $5 for each $5,000 of the land value, or part of $5,000, to put the home in your name. This rate took effect October 1, 2026.
Buyer cost guide
What does it cost to buy a home in Fort McMurray?
Alberta has no land transfer tax. You pay a land title fee and a mortgage registration fee instead. Both are $50 plus $5 for every $5,000 of value, as of October 1, 2026. On top of that you pay your down payment, a lawyer, and GST if the home is brand new.
Fees checked by Will Clarke, RE/MAX Connect. Fees change. Check the source links before you close.
Mortgage registration fee
Alberta charges $50 plus $5 for each $5,000 of the mortgage amount, or part of $5,000. Your lawyer pays it at closing and bills you.
GST on a brand new home
A new build has 5% GST in Alberta. A resale home does not. Ask if the price includes GST before you sign.
Lawyer
Every buyer needs a real estate lawyer to close. Get a written quote before you write an offer.
Home inspection
Most buyers get one. Ask Will for names and get a price before you book.
Property tax
The seller and buyer split the year's tax by the closing date. Your lawyer works out the number.
Cost questions
Is there a land transfer tax in Alberta?
No. Alberta charges a land title fee instead. It is $50 plus $5 for each $5,000 of value, as of October 1, 2026.
How is the Alberta mortgage registration fee worked out?
$50 plus $5 for each $5,000 of the mortgage, or part of $5,000.
Do I pay GST on a house in Fort McMurray?
Only on a brand new home. Resale homes do not have GST in Alberta.
Who pays the land title fee?
The buyer. Your lawyer pays it at closing and adds it to your statement.
Want your real closing number?
Text Will the price and the mortgage. He will walk the fees with you.
No pressure. Text or call 780 804 1665 and we pick the next step.